EPFO Employee Login: How to Access Your PF Account Online

If you’re logging into your EPFO account for the first time, this section will guide you through the complete process. Whether you’re using a mobile phone or computer, the steps are simple — but many members get confused at the login screen or face OTP issues. Let me walk you through the exact process so you can access your PF account without any problems.

What You Need Before Login

Before starting the login process, make sure you have these ready:

RequirementWhy It’s Needed
UAN (Universal Account Number)Your 12-digit unique PF identity
PasswordCreated during UAN activation
Aadhaar-linked MobileTo receive OTP for verification
Active Internet ConnectionTo access the EPFO portal

Don’t Have UAN or Forgot Password?

If you don’t remember your UAN, you can find it on your salary slip or ask your employer’s HR department. If you’ve forgotten your password, use the “Forgot Password” option on the login page to recover it using your Aadhaar-linked mobile number.

EPFO Employee Login

Step-by-Step EPFO Employee Login Process

Follow these steps carefully to login to your EPFO member account:

Step 1: Open Your Browser

Open any browser on your mobile phone or computer. Chrome browser works best for the EPFO portal. You can also use Firefox, Edge, or Safari.

Step 2: Search for EPFO Login

In the browser’s address bar or Google search, type “EPF Login” or “EPFO Login” and press enter. The first result will show “Employees’ Provident Fund Organisation” — this is the official EPFO website.

Alternatively, you can directly visit: epfindia.gov.in

EPFO Employee Login

Step 3: Navigate to Employee Section

Once the EPFO homepage opens, you’ll see multiple options and sections. Look for the “Services” section on the page. You’ll notice two main options:

OptionFor Whom
For EmployersCompanies and HR departments
For EmployeesPF members like you

Click on For Employees — this is the second option in the services section.

for Employee Login

Step 4: Click on Member UAN Online Service

After clicking “For Employees”, a new page will open with several service options. Look for “Member UAN/Online Service” or “Member Passbook” option. Click on it to proceed to the Unified Member Portal.

You can also directly access the member portal by visiting: unifiedportal-mem.epfindia.gov.in

Step 5: Enter Your Login Credentials

On the Unified Member Portal login page, you’ll see a login form on the right side with these fields:

FieldWhat to Enter
UANYour 12-digit Universal Account Number
PasswordThe password you created during activation
CaptchaType the characters shown in the image

Enter your UAN number carefully — make sure there are no typing errors. Then enter your password and type the captcha code exactly as shown.

unified portal

Step 6: Click Sign In

After filling all the fields, click on the “Sign In” button. The system will verify your credentials.

Step 7: Enter OTP for Verification

After clicking Sign In, a new popup will appear asking for OTP verification. This is a security measure to ensure it’s really you.

6-digit OTP will be sent to your registered mobile number — the same number that is linked with your Aadhaar card in EPFO records.

OTP DetailsInformation
OTP Length6 digits
Sent ToAadhaar-linked mobile number
Valid ForUsually 10 minutes
Resend OptionAvailable if OTP doesn’t arrive

Enter the OTP in the given field. You’ll also need to enter a captcha code.

pf india

Step 8: Submit and Access Your Account

After entering the OTP, click on “Submit” button. The system will verify your OTP, and if everything is correct, you’ll be logged into your EPFO member account.

Submit and Access Your Account

Your dashboard will open showing all available services including:

  • View Passbook
  • Check PF Balance
  • Download UAN Card
  • Update KYC
  • Apply for PF Withdrawal
  • Track Claim Status
  • Request PF Transfer

EPFO Login on Mobile vs Desktop

FeatureMobile BrowserDesktop Browser
Website SpeedMay be slowerUsually faster
InterfaceCompact viewFull view
Captcha VisibilitySometimes smallClear and visible
OTP EntryEasy (same device)Need to check phone
Passbook DownloadMay require PDF viewerOpens directly

Pro Tip: If you’re using mobile, turn on desktop mode in your browser settings for a better experience. The EPFO portal works better in desktop view even on mobile devices.

Common EPFO Login Problems and Solutions

Many members face issues during login. Here are the most common problems and how to solve them:

Problem 1: “Invalid UAN or Password” Error

Possible CauseSolution
Wrong UAN enteredDouble-check your UAN from salary slip
Incorrect passwordUse “Forgot Password” to reset
Caps Lock is ONCheck if caps lock is affecting password
Extra spaces typedRe-enter without any spaces

Problem 2: Captcha Not Loading or Not Clear

Possible CauseSolution
Slow internetWait for page to load completely
Browser cache issueClear browser cache and cookies
Server overloadTry refreshing the page multiple times
Browser compatibilityTry a different browser

Problem 3: OTP Not Received

Possible CauseSolution
Wrong mobile number in recordsContact employer to update correct number
Network issueCheck mobile signal strength
DND (Do Not Disturb) activeDisable DND by sending “STOP DND” to 1909
OTP delayedWait 2-3 minutes and try “Resend OTP”

Problem 4: Account Locked After Wrong Attempts

If you enter wrong password multiple times, your account may get temporarily locked.

Solution
Wait for 24 hours for automatic unlock
Or use “Forgot Password” option to reset immediately

Problem 5: Website Not Opening

Possible CauseSolution
EPFO server maintenanceTry after some time (usually early morning works best)
High trafficAvoid month-end when many users access portal
Internet issueCheck your connection and try again

Alternative Login Methods

If you’re facing continuous issues with the web portal, try these alternatives:

Option 1: UMANG App

  1. Download UMANG app from Play Store or App Store
  2. Register with your mobile number
  3. Search for “EPFO” in the app
  4. Select “Employee Centric Services”
  5. Login using UAN and OTP
  6. Access all EPFO services

Option 2: m-sewa Portal

EPFO also has a mobile-friendly portal specifically designed for smartphone users. The interface is simpler and loads faster on mobile devices.

What You Can Do After Login

Once you successfully login to your EPFO account, you have access to multiple services:

ServiceWhat You Can Do
View PassbookCheck all contributions and balance
Download PassbookSave PDF for your records
KYC UpdateLink Aadhaar, PAN, Bank Account
PF WithdrawalApply for partial or full withdrawal
PF TransferMove old PF to current account
Claim StatusTrack your pending claims
UAN CardDownload your UAN card
Service HistoryView all your employment records

Security Tips for EPFO Login

Your PF account contains your hard-earned money. Keep it secure:

Do’sDon’ts
Use strong password with special charactersDon’t share UAN and password with anyone
Login from personal device onlyDon’t use public computers for login
Always logout after useDon’t save password in shared browsers
Keep Aadhaar mobile updatedDon’t ignore OTP — it’s for your security
Check passbook regularlyDon’t click on suspicious EPFO links

Quick Login Checklist

Before you start the login process, verify:

  • You have your 12-digit UAN number
  • You remember your password (or can reset it)
  • Your Aadhaar-linked mobile is with you
  • Mobile has active network to receive OTP
  • You’re using a compatible browser
  • Internet connection is stable

Following these steps will ensure a smooth login experience. If you still face issues after trying all solutions, you can contact EPFO helpline at 1800-118-005 (toll-free) or raise a grievance on epfigms.gov.in.